Working Capital Loans

Fuel Your Daily Operations

Working capital loans provide the liquidity your business needs to manage day-to-day operations, purchase inventory, cover payroll, and seize growth opportunities without depleting cash reserves.

Common Uses:

  • Inventory purchases for seasonal demand
  • Payroll and operational expenses
  • Marketing and advertising campaigns
  • Short-term cash flow gaps
  • Vendor and supplier payments

Typical Terms

Loan amounts from $25,000 to $500,000 with flexible repayment structures aligned to your business cash flow. Decisions within 48 hours, funding within 5-7 days of approval.


Equipment Financing

Acquire Essential Assets

Equipment financing allows you to obtain the machinery, vehicles, technology, and other capital assets your business needs while preserving working capital. The equipment itself serves as collateral, often enabling more favorable terms.

Financed Equipment Types:

  • Manufacturing and production machinery
  • Commercial vehicles and fleet equipment
  • Restaurant and food service equipment
  • Medical and dental equipment
  • Construction equipment and tools
  • Technology and computer systems

Typical Terms

Finance up to 100% of equipment cost with terms ranging from 2-7 years depending on asset type and useful life. Competitive rates with monthly or seasonal payment structures available.


Revenue-Based Financing

Flexible Repayment Aligned to Revenue

Revenue-based financing structures repayment as a percentage of your monthly revenue, automatically adjusting to your business performance. This provides flexibility during slower periods while accelerating repayment during strong months.

Ideal For:

  • Businesses with fluctuating seasonal revenue
  • High-growth companies prioritizing flexibility
  • Service businesses with variable monthly income
  • E-commerce and online businesses
  • Companies seeking non-dilutive growth capital

Typical Terms

Funding from $50,000 to $1,000,000 with repayment calculated as 5-15% of monthly revenue. No fixed monthly payment — repayment fluctuates with your business performance.


Commercial Real Estate

Finance Property Acquisition & Expansion

Commercial real estate financing enables you to purchase business property, refinance existing mortgages, or fund property improvements and expansions. Building equity in your business location creates long-term value.

Property Types Financed:

  • Office buildings and professional spaces
  • Retail and mixed-use properties
  • Warehouses and industrial facilities
  • Multi-tenant commercial buildings
  • Special-purpose properties (medical, restaurants)

Typical Terms

Loan amounts from $250,000 to $5,000,000 with terms up to 25 years. Down payment requirements typically 15-25% depending on property type and borrower qualifications.


Business Acquisition Funding

Finance Strategic Acquisitions

Business acquisition financing provides the capital needed to purchase an existing business, merge with a competitor, or execute a management buyout. We structure deals that account for both the acquisition cost and working capital needs.

Acquisition Scenarios:

  • Purchasing an existing profitable business
  • Management buyouts and ownership transitions
  • Competitor acquisitions for market consolidation
  • Add-on acquisitions for portfolio expansion
  • Franchise resale purchases

Typical Terms

Funding from $100,000 to $2,000,000 covering acquisition cost plus working capital. Terms structured based on target business cash flow with seller financing often incorporated into the deal structure.


Franchise Financing

Launch or Expand Your Franchise

Franchise financing covers the unique costs associated with launching a franchised business, including franchise fees, buildout costs, equipment, and initial working capital. We understand franchise economics and work with most major franchise systems.

Financing Coverage:

  • Initial franchise fee payments
  • Leasehold improvements and buildout
  • Equipment and furnishings
  • Initial inventory and supplies
  • Working capital for startup phase
  • Multi-unit expansion financing

Typical Terms

Loan amounts from $50,000 to $500,000 per location with terms of 5-10 years. We finance most franchise brands with established operating history and proven unit economics.

Need Funding for Your Business?

Let's discuss which financing solution aligns with your objectives.

Request Funding Information