Optimal Networking Enterprises LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Submit a funding request or application
- Contact us via email, phone, or contact form
- Subscribe to our communications
- Engage with our services
This information may include:
- Name and contact information (email address, mailing address, phone number)
- Business information (business name, EIN, revenue, time in business)
- Financial information (bank statements, tax returns, credit reports)
- Other information relevant to your funding request
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- IP address and browser type
- Operating system and device identifiers
- Pages visited and links clicked
- Time and date of visit
- Referring website addresses
How We Use Your Information
We use the information we collect to:
- Process and evaluate your funding applications
- Communicate with you about your request and our services
- Verify your identity and conduct required due diligence
- Improve our website, services, and customer experience
- Comply with legal and regulatory requirements
- Send you marketing communications (with your consent)
- Detect, prevent, and address fraud and security issues
SMS & Text Message Communications
SMS Program Details
By opting in to receive SMS/MMS messages from Optimal Networking Enterprises LLC, you consent to receive recurring marketing and promotional messages sent using an automated telephone dialing system (ATDS). These messages may include:
- Funding offers and product updates
- Promotional information about our services
- Business lending insights and tips
- Account notifications and reminders
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan.
Opt-Out: Reply STOP to opt out at any time. You will receive a confirmation message acknowledging your opt-out request.
Help: Reply HELP for assistance or contact us at taneshia@optimal-networking-enterprises.com.
Consent is NOT a Condition of Purchase: You are not required to consent to receive marketing SMS messages as a condition of purchasing any goods or services from Optimal Networking Enterprises LLC.
Mobile Opt-In Data Privacy
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Information Sharing and Disclosure
We may share your information with:
Service Providers
We may share information with trusted third-party service providers who assist us in operating our business, including:
- Payment processors and financial institutions
- Credit bureaus and verification services
- Technology and hosting providers
- Marketing and analytics services
Business Transfers
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Legal Requirements
We may disclose your information when required by law or in response to valid legal requests from government authorities.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of data in transit and at rest
- Secure server infrastructure and access controls
- Regular security assessments and updates
- Employee training on data protection
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information
- Opt-Out: Unsubscribe from marketing communications at any time
- Portability: Request transfer of your data to another service provider
To exercise any of these rights, please contact us at taneshia@optimal-networking-enterprises.com.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site usage. You can control cookies through your browser settings, though disabling cookies may affect website functionality.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.
Contact Us
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:
Optimal Networking Enterprises LLC
1907 Croghan St
Fremont, OH 43420
Email: taneshia@optimal-networking-enterprises.com